Today’s spending choices matter.
(Cash Flow and Debt Management)

Your long-term financial well-being flows from this step. Creating margin between what you make and what you keep is critical to long term wealth creation. If you make $200,000 but spend $250,000, you have a great income but are not building long term wealth. We help people make wise decisions in how to allocate the resources entrusted to them. Choices become simple when you understand your why and when thought-processes are aligned.

The unexpected will happen.
(Contingency and Estate Planning)

Things are going to happen. Good planning means making provision for and taking steps to protect against anything that could affect your financial health—unexpected house expenses, job loss, global pandemics, illness, or death. This step is crucial to ensure you and those you love are protected.

Your retirement journey started long ago.
(Retirement Planning)

What does retirement look like to you? Is it volunteering, traveling, babysitting the grandkids, mission trips, devoting more time to a hobby, starting a passion? We want to help you manage your finances in a way that allows you to one day have the freedom to do the things you want.

Investing doesn’t have to be complicated.
(Investment Management)

We bring centuries old principles to our investment philosophy: “Divide your portion amongst 7 or 8, for you don’t know what disaster may come upon the land” (Ecclesiastes 11:2). Stocks are less than 150 years old, but land, real estate, and tangible assets have been around and used to create wealth for centuries. We help folks include those types of investments in their portfolios. We don’t have model portfolios—each portfolio is managed to fit the unique needs and preferences of each family. This takes more time, but our families are always worth it.

Your legacy is more than financial.
(Legacy and Education Planning)

The most important elements of your legacy are the beliefs, values, character traits, and worldview that you leave to the generations that follow you. And if you can leave some money behind, that’s nice too! How can finances help create the legacy you desire? Perhaps education is important—then let’s use finances to help with college expenses for the generations to come! Or maybe it’s regular pizza nights with the grandkids, ski trips each winter, or a family missions trip to help those in need. Legacy is more than money—it’s memories too. 

Giving generously is fun.
(Giving Mindset)

Giving is one of the great joys of life, and we want you to experience that! We want to see you blessed in your finances so you can be a blessing with your finances. What causes are near and dear to your heart? How can we help you support the passions that are inside you? We don’t tell you where or how to give, but we do try to help you be in a position to give and also to do so in the most tax-efficient manner.

We are all unique.
(Business Continuation and Special Situations)

What situations in your life keep you up at night? Is it how you will transition the business to someone else? Is it how will you care for your aging parents? Is it making sure your special needs child is well provided for? We all have unique situations and circumstances, and planning for them is critical.